I’m 35 and currently putting 10% of my $50K salary in a 401(k) — but I know nothing about the market. Should I just put everything in the S&P 500?

Imagine Charlie, a 35-year-old man who hopes to retire at 67, in time to qualify for the standard Social Security benefit.

Have $10K, $25K, or $50K? Here’s Where To Put Your Savings Before the Fed Cuts Rates

You can still earn 4%–5% in top savings, CD, brokerage, and Treasury accounts—but with a Fed rate cut likely, these standout ...