SoFi doesn’t require an origination fee, but interest rates can be high.

Personal loans with strong credit, but there’s no option to prequalify.

If you're looking to borrow money - maybe to consolidate your debt, find a lower interest rate, or even to make ends meet due ...

Get more smart money moves — straight to your inboxBecome a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Reach Financial provides personal loans to good-credit ...

Read our comprehensive U.S. Bank personal loans review to understand rates, terms, and benefits. See if U.S. Bank is the right choice for your borrowing needs.

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...

Upgrade stands out for its versatility when it comes to lending options for seniors and retirees. It offers loans up to $50,000 with a minimum loan amount of just $1,000, which is notably less than ...