A fixed-percentage withdrawal involves withdrawing a set percentage of your portfolio's value annually. However, the amount ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan ...

Bill Bengen updates his Safe Withdrawal Rate to 4.7%. What it means for retirees and how long your portfolio can really last.

The 4% Rule has three flaws, said a statistician who has produced research on a way retirees can increase their spending.

When you stop working years before most people, you’re not just retiring early — you’re signing up for an unusually long financial voyage. Over such long time horizons, markets will rise and fall, ...

Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...

You've worked hard to accumulate the resources you need to retire in style. A strong decumulation plan can ensure you never ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Retirees are often living on a mix of fixed income, a pinch of nest egg and a dash of Social Security benefits that may be significantly less than their former salary. Without proper planning, ...

You'd think that by the time a person hits retirement age, they'd have the whole " personal finance thing " figured out. But ...

Another approach to guilt-free spending in retirement is the spend the gains rule, says Gates. With this strategy, if your ...