Nationwide, the average credit score as of 2024 is 717, which is one point lower than the previous year. However, there is a significant difference for Black Americans, who have an average credit ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715–a two-point dip from 2024. The ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus. By Ann Carrns People who pay their rent on time can establish ...