The data company has teamed up with Plaid, a fintech, to offer lenders a better window into the credit health of so-called ...

Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...

Since lending first began, banks have always used information from customers’ accounts to determine whether they were creditworthy. But most online lenders of consumer loans and cards don’t have a ...

FORMAL lenders remain reluctant to extend loans to small-scale and medium-sized enterprises (SMEs) as gaps in credit ...

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...

YOUR INFORMATION WITH A CREDIT FREEZE. FOLKS, IF YOU HAVE NEVER DONE A CREDIT FREEZE BEFORE, IT CAN BE OVERWHELMING. SO LET ME WALK YOU THROUGH IT. FIRST OF ALL, LET’S ADDRESS THE DIFFERENCE BETWEEN ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...