Find and compare the best 2-year CD rates available to anyone in the U.S. These chart-topping rates are offered by federally insured banks and credit unions.

CDs are offering up to 4.35% APY today. With the recent Fed rate cut and another likely around the corner, it's a smart time ...

The best 6-month CD rate right now is 4.40% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday.

The Fed cut rates this month, but the best CD rates today still go up to 5.11% APY. Lock in a top rate now before more cuts ...

The best 3-month CDs offer higher than average interest rates and are federally insured. They can be a solid short-term savings option.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

High-yield savings account: According to DepositAccounts.com, as of October 2025, the top-yielding 1% of high-yield savings ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Rates on three-month CDs have decreased slightly from a week ago. The national average rate was 1.33% as of September 24, 2024, the latest data available, down one basis point from the previous week ...

Top CDs today are offering up to 4.35% APY, but with a Fed meeting around the corner next week, rates could continue to slide ...

The best short-term CD rates can help you reach your savings goals faster.