Kentucky is a no-fault state, which means drivers are required to carry personal injury protection coverage, also known as ...

Texas drivers must maintain 30/60/25 liability insurance and carry proof of coverage. As an at-fault state, Texas holds the ...

No-pay, no-play car insurance laws limit how much an uninsured driver can recover after an accident, even if they were not at-fault. Nearly a dozen states have a form of no-pay, no-play laws. Some ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Where you live can matter more than how you drive. A Louisiana driver with a spotless record pays nearly 2.5 times more than an identical driver in Vermont - not because they're a bigger risk behind ...

New York Gov. Kathy Hochul has signed a bill to crack down on auto insurance fraud, including "runaway litigation" and staged ...

N.Y. governor claims changes cracking down on insurance fraud and limiting rate increases are "a win for every single New ...