The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

Federal and state laws protect consumers from unfair practices by credit repair companies. State laws often enhance federal protections by requiring credit repair companies to be licensed and ...

RCA Credit charged from $500 to more than $3,000 for its “services” and required at least partial payment up-front. In many instances, the FTC charged, the defendants provided consumers no services at ...

Maybe, but they can't do anything that you couldn't do yourself for free.   — -- The answer is maybe -- but they can't do anything that you couldn't do yourself, for free. Anything on your ...

If you’re one of the credit bureaus, or the people who sell their reports, you’ll swear that it’s a complete sham. If you’re a lender, you either love it or hate it, depending on your past experiences ...

The settlement order imposes a $226,794 judgment that will be suspended once the defendants pay $20,000. The full judgment will be due immediately if it is found that the defendants misrepresented ...

Recently, the U.S. District Court for the Central District of California temporarily halted the operations of a business “opportunity” and credit repair scam. The court granted the FTC’s ex parte ...