Even once you’ve reached the 20% equity threshold, you may still be charged for PMI.

Your home is a major investment, and you can protect that investment with home insurance. But if you pass away and your beneficiaries can't pay your mortgage, your home could be sold or foreclosed on.

If your house burns down, whether from a wildfire or other cause, you ultimately have three options: You can rebuild, sell ...

While it may seem second-nature to realtors, lenders, and others in the industry, navigating the homebuying process can be overwhelming and confusing, particularly for first-time homebuyers. It can ...

Owning a home in Santa Fe means more than having a place to live—it’s a lifestyle choice steeped in beauty, tradition and high-desert serenity. But whether you’re settling into a historic adobe or ...

Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...