To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

Understanding gross income, housing costs, and the 30% rule can help you avoid overspending on a house Roberto Westbrook / Getty Images Buying a home is one of the biggest financial decisions you may ...

Here's what you should know about income tax, what it is, how it works, how to calculate it and which states don't have it.

A debt consolidation loan can help simplify your finances and potentially lower your monthly bills if you’re struggling to manage debt. But what if your debt-to-income (DTI) ratio is already high? Is ...