Certain annuities offer more stability than others, especially in this shifting interest rate and market landscape.

It’s time to push more workers into buying annuities for retirement. One simple way to do that: make annuities a default ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...

As you approach retirement, one of the most important considerations is securing reliable income streams that will support you through the remainder of your life. Alongside Social Security, pensions, ...

Morningstar’s director of personal finance and retirement planning. This interview has been edited for length and clarity. Q: How do income annuities work, and how they are different from investing in ...

Annuity Hub lets plan advisers and sponsors access a database of annuities while choosing retirement income options for their ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

I hate annuities — and you should, too. That infamous line, popularized by financial entertainers and clickbait headlines, has shaped a generation’s perception of annuities. But let’s be honest — most ...

For many retirees, the biggest financial fear isn’t a market crash — it’s running out of money. One way to lock in predictable income for life — and avoid the nightmare of running out of money in ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...