Most Canadians agree that TFSAs and RRSPs are “crucial” to their savings strategies, but many don’t know how either account works, according to a survey from Toronto-Dominion Bank (TD). Fifty-nine per ...

A Registered Retirement Savings Plan (RRSP) can be a powerful financial tool for building retirement savings and enjoying tax benefits along the way. An RRSP can contain a variety of investments, ...

Canada's tax season is creeping up fast, and if you're looking to maximize your 2024 tax return, there's one more move you might want to consider before it's too late — making an RRSP contribution.

Discover how a spousal RRSP can help you lower taxes now and balance retirement income later — ideal if one spouse earns much more than the other. Many or all of the products on this page are from ...

My husband and I retired last September. We have moved into a condo and are now travelling. Enjoying life but I’m concerned about his RRIF. My husband turns 71 in June 2025. So, I understand we can ...