Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Term life insurance offers a significant death benefit for reasonable premiums. However, coverage only lasts for 10, 20, or 30 years, based on your choice. If coverage expires, you must get a new ...

Life insurance costs an average of $13 a month ($156 a year) for a 20-year, $250,000 term life insurance policy for a healthy 30-year-old buyer, based on our analysis. The same policy costs $19 a ...

With open enrollment season underway, many seniors now find themselves combing through their Medicare supplemental and health insurance options. Finding the right policy now can both improve coverage ...

Knowing the factors that affect rates can help you find a better deal ...

You can pay to rewind the clock, at least when it comes to life insurance.Backdating your life insurance policy can help you lock in a lower age — and a lower rate — before your coverage starts. While ...

Permanent life insurance policies, including variable universal life, provide coverage for your entire life, as long as premiums are paid. Over time, they build cash value that you can use for major ...