Although most advisors are familiar with life insurance’s financial protection and planning benefits, they can be surprised by the complexity of the medical underwriting process and the frictions of ...

The new tools and resources for assessing your health and risks.

Researchers at RAND have discovered a factor that could help shore up the Affordable Care Act and limit use of commercial insurance to solve some social problems: Many Americans think some everyday ...

PORTLAND, Maine--(BUSINESS WIRE)--Gen Re has released results of its 2018 U.S. Group Medical Evidence of Insurability Underwriting Survey. The survey covers Group Life, LTD and STD products with a ...

Dear Toni: I have decided to retire when I turn 65 in January and will need to enroll in Medicare Parts A and B. My husband, Sam, is 70 and enrolled in Medicare Parts A and B when he turned 65 and ...

Legal & General, the UK’s leading life and critical illness cover provider, has now put over 25,000 protection insurance applications ‘on risk’ through its simplified underwriting service, L&G Max.

Many life insurance companies often evaluate medical and non-medical data separately, which can lead to missed opportunities for better decision-making when viewed together. While this approach is ...