It’s fine to get rid of monthly mortgage statements, but you should keep all your mortgage documents, including proof of title insurance and the promissory note, until your loan is paid off. Having ...

A mortgage note, also known as a promissory note, is a legal agreement to repay your mortgage. It outlines the terms agreed upon between you and your lender, including the amount you owe, your ...

If you know about foreclosure fraud, the mass fabrication of mortgage documents in state courts by banks attempting to foreclose on homeowners, you may have one nagging question: Why did banks have to ...

A major U.S. bank is being fined over sloppy mortgage documentation practices and no, it’s not Wells Fargo. The issue stems from Citi’s exit from the mortgage servicing business back in 2017. In a ...

Q: I saved an article you wrote from 2015 that says that I should "get back the promissory note" I signed when I pay off my loan. And, that the lender should return it to me, stamped "canceled." But ...

In a recent column you wrote that when you pay off your mortgage you should receive, among other things, the original note marked “paid” or shown with a zero balance. We paid off our mortgage in 2008, ...

It’s fine to get rid of monthly mortgage statements, but you should keep all your mortgage documents, including proof of title insurance and the promissory note, until your loan is paid off. Having ...

Buying a home is an exciting time. If you're like millions of other buyers around the country, you will need a mortgage to buy the home. In that case, you’ll be required to sign your mortgage note at ...