One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

A personal loan can be a smart way to lower your interest rate and simplify your monthly payments — if you stop using your credit cards and commit to not adding new debt. Try This: 5 Subtly Genius ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

The first step is identifying which of your debts is costing you the most. Budgeting and timely monthly payments are foundational for debt management. Consider if early repayment is right for the ...

Using a personal loan to pay off student loans might seem like a viable option for reducing interest rates or consolidating debt. However, there are several factors to consider before proceeding with ...

Cut loan interest, boost savings and get debt-free faster with these expert-backed strategies to accelerate personal loan repayment. Find out more now.

Americans carried a staggering $1.18 trillion in credit card debt in the first quarter of 2025, according to Motley Fool Money research. But if you're carrying some credit card debt, fear not -- there ...

I looked to ChatGPT to give me some guidance on how to pay off debt when on a fixed income. Here's what it said and how to ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...