You might find yourself in a situation where a personal loan seems like the only option for getting the cash you need.

With nearly a decade covering personal finance, Rebecca Safier simplifies loans and other complex financial topics to help people manage their money with confidence. Her work has been featured in ...

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

A lender's flexibility can be an important factor when you're shopping around for a personal loan — especially if you don't have good credit yet. Achieve works with borrowers with imperfect credit and ...

A personal loan offers lump-sum financing for a variety of expenses that you can pay back over time. personal loans can be a good option for borrowers who need access to higher borrowing limits as ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

LightStream and SoFi are among the biggest and most popular personal loan lenders. Both offer loans with competitive fees and flexible loan terms, so knowing which is best can be a challenge. Here’s a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But what about a personal loan instead? Personal loans could be a good ...

Knowing which lenders to apply with and how to improve your score fast can boost your chances of qualifying for a personal loan If you have a 600 FICO score, you're considered a fair credit borrower.

Editor’s note: Santander stopped accepting new personal loan applications as of May 12, 2025. The bank continues to service existing personal loans. For other borrowing options, check out our list of ...