One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

If you need access to cash, but your credit is in poor shape, your options may be limited. NetCredit specializes in working with borrowers with bad credit, making it possible to get the money you need ...

A lender's flexibility can be an important factor when you're shopping around for a personal loan — especially if you don't have good credit yet. Achieve works with borrowers with imperfect credit and ...

With nearly a decade covering personal finance, Rebecca Safier simplifies loans and other complex financial topics to help people manage their money with confidence. Her work has been featured in ...

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

LightStream and SoFi are among the biggest and most popular personal loan lenders. Both offer loans with competitive fees and flexible loan terms, so knowing which is best can be a challenge. Here’s a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But what about a personal loan instead? Personal loans could be a good ...

Knowing which lenders to apply with and how to improve your score fast can boost your chances of qualifying for a personal loan If you have a 600 FICO score, you're considered a fair credit borrower.

Recent swings in the stock market, inflation that remains above where the Federal Reserve would like it to be and an overall sense of uncertainty about the economy's health have left many Americans ...