I am eight years younger than my spouse. He retired at 61 and just took Social Security at 62. I left my full time job at the ...

Retirement calculators can help you estimate the income you’ll have in your later years. You can use a retirement calculator ...

I am 76 and I have been receiving my benefit since age 62-four years before my full retirement age (FRA). My wife is now 61 and will retire at age 65-two years before her FRA. She will begin drawing ...

COLAs are percentages, so your benefit boost depends on the size of your current checks. Those collecting retirement benefits generally get a bigger bump than those on spousal benefits, simply because ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Betsy began her career in international ...

With much of a person's Social Security benefit depending on their earnings record, spousal benefits allow people with shorter or spotty work histories to still reap some benefits from the program. By ...

The short answer is no. If an ex-spouse (or two or three ex-spouses) claim Social Security spousal benefits based on your work record, it will have no effect on your benefits. In fact, the Social ...

Choosing when to collect your Social Security benefits can have a large impact on your standard of living in retirement, especially if you didn't save enough on your own. According to the Social ...