There are no shortcuts to building a good credit history and score. It is about steady, disciplined behaviour. Use credit ...

Credit cards should never replace savings. According to LendingTree, the average APR for new credit cards is 24.35 percent.

There are people who regularly open credit cards to harvest lucrative promotional rewards. But one misstep can wreck your ...

I've earned $15K+ in rewards by opening two to three cards a year, matching spend to perks, and playing two-player mode with ...

For example, if you’re required to spend $3,000 within three months to get a $250 sign-up bonus on a new card and you ...

Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer ...

A lower credit limit could negatively affect the lender, from hurting their credit score to minimizing their spending power.

Answer: Many companies in recent years have adopted automatic renewal as a way to take advantage of customers’ inertia. Some ...

But what if we told you that some of the smartest “financial fixes” take an hour or less? That’s the spirit of a report from ...