A lower credit limit could negatively affect the lender, from hurting their credit score to minimizing their spending power.

There are people who regularly open credit cards to harvest lucrative promotional rewards. But one misstep can wreck your ...

Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer ...

There are no shortcuts to building a good credit history and score. It is about steady, disciplined behaviour. Use credit ...

Answer: Many companies in recent years have adopted automatic renewal as a way to take advantage of customers’ inertia. Some ...

Here, then, are 8 financial fixes for anyone with an hour to spare. Credit reports are inherently scary. But it’s a good idea ...

Credit cards should never replace savings. According to LendingTree, the average APR for new credit cards is 24.35 percent.

For example, if you’re required to spend $3,000 within three months to get a $250 sign-up bonus on a new card and you ...

Bankruptcy is an option when you are facing serious financial difficulties. Chapter 7 bankruptcy is a way to legally ...

To drive your car legally, you need at least the minimum amount of car insurance required in your state. But state-required ...

So your kid spent RM200 in a video game without your knowledge? Why experts are calling for children in Malaysia to gear up ...