If people aren’t making fun of you, you’re probably not on the right track.Why? Because most people are broke.Car payments, credit cards, and student loans have become the norm—but normal is broke. It’s time to stop flexing and start fixing. No more vacations on borrowed money. No more fake wealth. Lay out the basics and go all in.Here’s how you actually build wealth—the right way:The 7 Baby Steps1. Save $1,000 for a starter emergency fund. This is your financial cushion for unexpected expenses.