One-Time Close Construction Loans | Construction to Permanent Mortgage
One-Time Close Construction Loans | Construction to Permanent Mort…
May 2, 2018
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FHA One-Time Close Construction-to-Permanent Loan
FHA One-Time Close Construction-to-Permanent Loan
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With One-Time Close loans, you’ll actually have two rates: a construction rate during the build and a permanent mortgage rate once the home is complete. During construction, you only pay interest on the money that’s drawn. Once your home is finished, your permanent fixed rate kicks in. Some lenders even allow a float-down option, meaning if rates drop during construction, you can capture the lower rate for your permanent loan. It’s a win-win — protection if rates rise, savings if they fall. Want
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