Making a payment on a #collection account does not reset the time it can remain on a #credit report. The length of time a collection account remains on the #creditreport is always tied to the date of first delinquency on the original account. This is a key principle in credit reporting governed by the #faircreditreportingact (#FCRA ). Here's how it works: 1. **Date of First Delinquency**: This is the date of the first missed payment on the original account. The seven-year period for the collecti
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