Social Security Benefits When A Spouse (or Ex-Spouse) Dies - Cardinal Guide
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If you are drawing your OWN Social Security benefits and your spouse or ex-spouse dies, you must APPLY for widow benefits (also called survivor benefits). But if you are drawing Social Security SPOUSAL benefits and your spouse or ex-spouse dies AND you have reached your FRA, Social Security automatically moves you up to to higher Widow or Widower benefit. | The Medicare Family
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